Discover Student Loans for International Students

Navigating the world of student loans can be daunting, especially for international students. Whether you’re coming to the U.S. for the first time or continuing your education here, understanding your financial options is crucial. One notable option is Discover Student Loans, which offers a variety of features that can make financing your education more manageable. In this post, we’ll explore what Discover offers and how international students can benefit.

Why Consider Discover Student Loans?

Discover is a well-known financial services company in the United States, recognized for its credit cards, banking services, and student loans. Here’s why you might consider their student loans:

  1. Competitive Interest Rates: Discover offers competitive fixed and variable interest rates, which can help keep your borrowing costs down over time.
  2. No Fees: There are no application, origination, or late fees, which can be a significant saving compared to other lenders.
  3. Flexible Repayment Options: Discover provides multiple repayment plans, allowing you to choose the one that best fits your financial situation.
  4. Rewards for Good Grades: If you maintain a high GPA, you could be eligible for a one-time cash reward on each new student loan.

Eligibility for International Students

One of the most important considerations for international students is eligibility. Here are some key points:

  • Co-Signer Requirement: International students typically need a creditworthy U.S. co-signer to qualify for a Discover student loan. This can be a relative, friend, or sponsor who is a U.S. citizen or permanent resident.
  • Enrollment Criteria: You must be enrolled at least half-time in a degree program at an eligible school.
  • Satisfactory Academic Progress: Maintaining satisfactory academic progress as defined by your school is necessary.

For more detailed eligibility requirements and to apply, visit the Discover Student Loans website ↱.

How to Apply

Applying for a Discover Student Loan involves several steps:

  1. Check Eligibility: Make sure you and your co-signer meet all the requirements.
  2. Gather Documentation: You’ll need identification, proof of enrollment, and financial information.
  3. Complete the Application: Fill out the online application form. Your co-signer will also need to provide their information.
  4. Sign the Loan Agreement: Both you and your co-signer will need to sign the loan agreement electronically.

For a detailed guide on the application process, check out this step-by-step guide ↱.

Managing Your Loan

Once your loan is approved, managing it effectively is crucial. Discover offers several tools and resources:

  • Online Account Management: Easily track your loan, make payments, and access important documents online.
  • Repayment Assistance: Discover provides options like deferment and forbearance if you encounter financial difficulties.
  • Financial Wellness Resources: Access articles, calculators, and tips to help you manage your finances and repay your loan.

Learn more about managing your loan on the Discover Student Loan management page ↱.


Discover Student Loans offers a robust option for international students seeking financial assistance for their education in the U.S. With competitive rates, no fees, and flexible repayment options, it’s worth considering if you have a U.S. co-signer. Remember to thoroughly research and compare all your options to find the best fit for your financial needs.

For more information and to start your application, visit the Discover Student Loans website ↱. Good luck with your educational journey!