Google AdSense Payment in Nigeria

Google Adsense Payment in Nigeria: Google uses a cost-per-click (CPC) and revenue sharing formula to pay publishers in Nigeria with 68% of the revenue generated per ad.


Your Google AdSense Complete Guide: Start Making Money Today.

It is true that AdSense is a plug-and-play advertising network, but it is important that you  learn all you can about it so that you can take full advantage of the opportunity it presents, making a lot of money as opposed to pennies.


Before we can talk about the different AdSense payment methods there are a few prerequisites your account must meet up with.

What are they?

  1. You must have an approved AdSense account
  2. Your account and address must be verified
  3. You must have reached the maximum withdrawal threshold.

if you meet the above requirements, that brings us to the real question. What payment option should you use?

Google Ads payment Options for Nigerians

Google offer various payment options for publishers to receive their AdSense earnings and these include;

  • Check (cheque)
  • Electronic funds transfer (EFT)
  • EFT via single Euro payments Area (SEPA)
  • Rapida
  • Wire transfer

The two Google AdSense payment options available to Nigerians are Bank Wire Transfer and Check (cheque).

I will explain to you how each of them works.

Receiving Google AdSense in Nigeria through Check (cheque)

This is the fastest and easiest way of receiving your earnings in Nigeria but it comes with a lot of limitations!

What are the limitations?

  1. Late arrival of check
  2. Time comsuming

If you choose this method then be ready to go through the same process you went before verifying your account and and address.

Google AdSense will mail a check which I believe as usual will take another century to get in Nigeria.

You can have your check mailed through DHL ↱. However, it comes at a cost.

Because of these difficulties, you can use the EFT payment method which is faster and more secure.

Receiving Google AdSense in Nigeria through Electronic funds transfer (EFT)

This method allows you to receive your AdSense earnings directly in your local bank account in naira.

A lot of people may tell you that you need to open a domiciliary account before you can receive your AdSense funds in Nigeria through Electronics Funds Transfer but that is not true. You can recieve your earnings through EFT method without a dollar account.

You will be required to verify your bank account before you could use this option.

Google will ask for your bank account details through which a small test deposit will be sent to you and you will be asked to confirm the amount.

This was the method I personally used before I realized I was just getting little money. The reason is because the conversion rate is quite unfriendly when you receive your money in naira.

I recommend you use a domiciliary account, as it will help you save a lot of money.

Adding payment option in Google Adsense account

Having identified what payment method you want to use to withdraw your earnings, the next thing to do is to add it up on your account.

And Matt ↱ has laid the process super easy and straight forward….

Login to your AdSense dashboard and click on payments. It is located in the left corner of your dashboard.

Add Google Adsense payment
Payment option

Among the cards you find one the tag “How you get paid”. Click on “add a payment method”.

Like I said earlier, the two options all Nigerian AdSense publishers are provided with are Wire transfer and check.

To add a wire transfer, click on it.

Just make sure you fill in all the required details. If you don’t know your bank SWIFT BIC you can just make a Google search for it.

The SWIFT should be from a reliable source. Maybe your bank website itself. Whatever you do, just make sure you use the correct SWIFT.

And once you’re done filling in the details, hit the save button.

Adding check as your withdrawal method is very easy. But, as noted earlier, I don’t recommend using this method.

Click on add new check details.

This form should by default fetch the details of your billing address.

Many people keep searching for GTB and First Bank Swift BIC, here you have it:


BanksGuaranty TrustFirst Bank
Beneficiary IDLeave It blankLeave It Blank
Name OnAccountEnter Your Full Account NameEnter Your Full Account Name
Bank NameGuaranty Trust BankFirst Bank Of Nigeria
Account NumberEnter Your Account NumberEnter Your Account Number
Intermediary bank name (optional),FFO AND FBOLeave Blank Leave it Blank 

Frequently Asked Questions About Google Adsense Payment

A. What is SWIFT-BIC?

A SWIFT-BIC, often just called BIC, is an 8 or 11 character identification code for a particular bank.

What it looks like: Your bank’s SWIFT-BIC may be printed at the top of your bank statements. If you cannot locate it, contact your bank to get their code.

What it’s for: Banks use SWIFT-BICs when they transfer money or send a message to another bank.

B. What is Intermediary SWIFT-BIC?

SWIFT Bank Identifier Code (BIC) is a unique identification code for your bank’s intermediary bank or branch. It should contain 8 or 11 characters. For more details, contact your bank.

C. Can I Receive Google Adsense Payment With My Nigeria Naira Account?

Sure, you are free to do that. You are also allowed to use a domiciliary account.

I hope this post has answered your questions regarding AdSense Nigeria payments. If you still have any further questions, feel free to ask me via comments.








Originally posted 2021-11-19 14:38:39.


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